Terms of Service

1. Definitions

• "Service", "Services" refers to the website, courses, content, and other offerings provided by Durtorisat Finance Academy.
• "User", "You", "Your" refers to individuals who access or use our Services.
• "We", "Us", "Our", "Academy" refers to Durtorisat Finance Academy.
• "Content" includes text, graphics, logos, images, audio, video, and software used on our website or in our courses.

2. Acceptance of Terms

By using our Services, you confirm that you have read, understood, and agree to be bound by these Terms. If you are using the Services on behalf of an organization, you represent that you have the authority to bind that organization to these Terms.

3. Eligibility

You must be at least 16 years old to use our Services. By agreeing to these Terms, you represent and warrant that:

• You are at least 16 years of age
• You have the legal capacity to enter into a binding agreement
• Your use of the Services does not violate any applicable law or regulation

4. User Accounts

To access certain features of our Services, you may need to create an account. When creating an account, you agree to provide accurate and complete information. You are responsible for:

• Maintaining the confidentiality of your account credentials
• All activities that occur under your account
• Notifying us immediately of any unauthorized use of your account

We reserve the right to suspend or terminate accounts that violate these Terms or for any other reason at our sole discretion.

5. Course Enrollment and Fees

Course enrollment is subject to availability and payment of applicable fees. By enrolling in a course:

• You agree to pay the specified fees
• You understand that enrollment does not guarantee specific outcomes or results
• You acknowledge that course materials and schedules are subject to change

All payments are processed securely through our authorized payment processors. Prices are stated in British Pounds (£) and include applicable taxes unless otherwise specified.

6. Intellectual Property

All Content included in our Services is the property of Durtorisat Finance Academy or its licensors and is protected by copyright, trademark, and other intellectual property laws.

When you enroll in our courses, we grant you a limited, non-exclusive, non-transferable license to access and use the course materials for personal, non-commercial educational purposes. You may not:

• Reproduce, distribute, or publicly display any Content
• Modify or create derivative works based on the Content
• Use the Content for commercial purposes
• Remove any copyright, trademark, or other proprietary notices
• Share your account or course access with others

7. User Conduct

When using our Services, you agree not to:

• Violate any applicable laws or regulations
• Infringe upon the rights of others
• Transmit any harmful code or malware
• Attempt to gain unauthorized access to our systems
• Interfere with the proper functioning of our Services
• Engage in any activity that could harm or negatively impact our Services
• Use our Services for any unlawful or fraudulent purpose
• Post or transmit any content that is offensive, defamatory, or inappropriate

8. Refund Policy

Our refund policy is as follows:

• You may request a full refund within 14 days of enrollment if you have not accessed more than 25% of the course content
• After 14 days or if you have accessed more than 25% of the course content, no refunds will be issued
• Refund requests must be submitted in writing to [email protected]
• Approved refunds will be processed within 10 business days

We reserve the right to deny refund requests that do not meet these criteria or in cases of suspected abuse of our refund policy.

9. Disclaimers

Our Services are provided "as is" and "as available" without warranties of any kind, either express or implied. To the maximum extent permitted by law, we disclaim all warranties, including but not limited to:

• Implied warranties of merchantability and fitness for a particular purpose
• Warranties that the Services will meet your requirements or be error-free
• Warranties regarding the accuracy, reliability, or completeness of content

Educational content provided through our Services is for informational purposes only and does not constitute financial, investment, tax, or legal advice. We do not guarantee specific financial or investment results from using our Services.

10. Limitation of Liability

To the maximum extent permitted by law, Durtorisat Finance Academy and its directors, employees, partners, and service providers shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from:

• Your access to or use of, or inability to access or use, our Services
• Any conduct or content of any third party
• Unauthorized access to or use of our systems
• Any financial decisions or actions taken based on information provided in our courses

In no event shall our total liability exceed the amount paid by you, if any, for accessing our Services during the twelve months preceding the claim.

11. Changes to Terms

We may modify these Terms at any time by posting the revised terms on our website. Your continued use of our Services after any changes indicates your acceptance of the modified Terms. We will provide notice of material changes by updating the "Last Updated" date at the top of these Terms.

12. Termination

We reserve the right to suspend or terminate your access to our Services at any time for any reason, including but not limited to a violation of these Terms. Upon termination, your right to use our Services will immediately cease.

All provisions of these Terms that by their nature should survive termination shall survive, including but not limited to ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of England and Wales, without regard to its conflict of law provisions. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.

14. Contact Us

If you have any questions about these Terms of Service, please contact us at: